These Terms of Service ("Terms") govern your use of our website and services. By accessing or using our website and services, you agree to be bound by these Terms. Please read them carefully before proceeding.

1. Acceptance of Terms

By accessing or using our website and services, you agree to comply with and be bound by these Terms. If you do not agree with any part of these Terms, you may not access or use our website and services.

2. Description of Services

Refresh Advisory provides accounting, tax, bookkeeping and virtual CFO services to clients in Australia. Our services may include, but are not limited to, financial record-keeping, financial analysis, budgeting, forecasting, and advisory services.

3. Use of Services

You must be at least 18 years old to use our services. By using our services, you represent and warrant that you are at least 18 years old. You agree to provide accurate and complete information when using our services and to update your information promptly if it changes.

4. Client Responsibilities

Clients are responsible for providing accurate and complete financial information to Refresh Advisory for the provision of services. Clients must also comply with all applicable laws and regulations related to their financial activities.

5. Confidentiality

Refresh Advisory will maintain the confidentiality of client information and will not disclose it to third parties except as required by law or with the client's consent.

6. Fees and Payments

Clients agree to pay Refresh Advisory the fees specified for the services provided. Fees are payable according to the terms agreed upon between Refresh Advisory and the client.

7. Intellectual Property

All content provided on our website and in our services, including but not limited to text, graphics, logos, images, and software, is the property of Refresh Advisory and is protected by Australian and international copyright laws.

8. Limitation of Liability

Refresh Advisory will not be liable for any indirect, incidental, special, or consequential damages arising out of or in connection with the use of our website or services.

9. Termination

Refresh Advisory reserves the right to terminate or suspend your access to our website and services at any time, with or without cause and without prior notice.

10. Governing Law

These Terms shall be governed by and construed in accordance with the laws of Australia. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the courts of Australia.

11. Changes to Terms

Refresh Advisory reserves the right to update or modify these Terms at any time without prior notice. Your continued use of our website and services after any such changes constitutes your acceptance of the new Terms.

12. Contact Us

If you have any questions or concerns about these Terms, please contact us using the form available on the website.

By accessing or using our website and services, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service.